Rates

Loan Rates

Loan Type Length of Loan Rate
New Auto Up to 72 Months as low as 4.25%
Used Auto Up to 72 Months as low as 5.0%
Personal Up to 60 Months as low as 8.0%
RV Up to 120 Months as low as 8.0%
Motorcycle
(New or Used)
Up to 72 Months as low as 8.0%

Deposit Rates

Deposit
Accounts
Minimum
Deposit
APY
Share - Variable Rate $25 0.2502%
Share Term Certificate
6 Month – Fixed Rate
$250 0.6013%
Share Term Certificate
12 Month – Fixed Rate
$250 0.7018%
Share Term Certificate
18 Month – Fixed Rate
$250 0.7521%
Share Term Certificate
24 Month – Fixed Rate
$250 0.8024%
Share Term Certificate
36 Month – Fixed Rate
$250 0.8527%
Share Term Certificate
48 Month – Fixed Rate
$250 0.9030%
Share Term Certificate
60 Month – Fixed Rate
$250 1.0037%
Individual Retirement Account
- Variable Rate
$25 0.7521%
Interest Checking - Variable Rate $20 0.2502%

Fees

Checking Account

  • Monthly Maintenance Fee – interest bearing $ 0
  • Services Fee $ 0
  • Non-Sufficient Funds (NSF)/Special Handling $ 25.00
  • Stop Payment Order $ 12.00

Share and IRA Accounts

  • Membership Fee $ 0
  • Transaction Fee $ 0
  • Service Fee $ 0

ATM and Debit Cards

  • Transaction Fee $ 0
  • Card Issue/Reissue Fee $ 0
  • Lost/Stolen or Damaged Card Replacement Fee $9.00                      (Effective November 1st, 2016)

Personal Loans

  • Late Payment Fee 4% of the payment

First Mortgage

  • Late Payment Fee 4% of principal and interest payment

Miscellaneous Charges

  • Returned Check / Item for Deposit or Payment $ 25.00
  • Check/Statement Copies $ 2.00
  • Cashier’s Check Purchase* $ 1.00
  • Outgoing Wire Transfer $ 10.00
  • Incoming Wire Transfer $ 5.00
  • Notary Service $ 0
*Fee applies to cashier’s checks issued for less than $500 only.

Please review the Account Rules and Regulations for more information. Fees are subject to change daily at the discretion of the Board of Directors.