Vehicle Loans

New & Used Auto

If you are looking for a new or used vehicle, check with us to see what we can do for you. We offer low rates starting at 4.25%. We will work with you during your vehicle search to help determine the value of the auto and what your payments will be. If you have an idea of the maximum amount that you want to spend for your new or used auto, we can do a pre-qualification for you. To apply for a new or used auto loan please call us at (336) 969-6518 or stop by our local office. When you call or come in please be prepared by having the most current pay stub.

*New vehicle is defined as current, prior, or upcoming year model with less than 10,000 miles.

New & Used Motorcycle

Have you had a recent craving for adventure? Let us help you fulfill that craving with the wind in your hair. Let us help you get on that motorcycle you have been longing for. We have motorcycle interest rates as low as 9% interest. What is stopping you now?

New & Used RV

Have you ever thought about seeing all 50 states or just sightseeing with your family? An RV is a great way to have the freedom to see the places you have always wanted to without the big expense of hotels. We offer new and used RV loans as low as 9% interest.

GAP

Guaranteed Asset Protection (GAP)

If a vehicle is totaled or stolen, the primary insurance policy will usually cover only the depreciated value of the vehicle.  Likely, the insurance settlement will not cover the vehicle’s entire loan payoff – creating what can be a significant deficiency balance or “gap” – and the borrower is responsible for paying the difference.  Low used car values, extended loan terms, small down payments, and frequent trade-ups can drive a borrower further upside down.  Guaranteed asset protection (GAP) is a Loan/Lease Balance Deficiency Waiver designed to eliminate the borrower’s unpaid net balance in the event that the vehicle is stolen or damaged beyond repair.

GAP relieves the borrower of the responsibility for the deficiency balance not covered by the primary insurance policy, subject to certain exclusions. Ask TCP how to protect your loan with GAP today.

If GAP insurance is bought for a vehicle at TCP, you will also be enrolled for Auto Deductible Reimbursement. Auto Deductible Reimbursement (ADR) will pay up to $500 per loss when a claim is filed for any vehicle the member owns and also insures.