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E-Branching
Rates
Your savings are Federally Insured to at least $100,000.00


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TCPCU Rates Schedule
Revised June 10, 2008
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Share Rates |
Minimum Deposit |
Rate/APY* |
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SAVINGS ACCOUNTS |
$25.00 |
1.00/ 1.00 |
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IRA ACCOUNTS |
$250.00 |
2.00/ 2.02 |
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ROTH IRA ACCOUNTS |
$250.00 |
2.25/2.27 |
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CHRISTMAS & VACATION CLUB |
$5.00 |
1.00/1.00 |
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Certificates |
Number of Months |
Rates |
Compound Periods |
APY* |
|
6 Mo Cert $2,500 to $9,999 |
6 |
2.50 |
Quarterly |
2.52 |
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6 Mo Cert $10,000 to $24,999 |
6 |
2.55 |
Quarterly |
2.57 |
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6 Mo Cert $25,000 to $49,000 |
6 |
2.60 |
Quarterly |
2.63 |
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6 Mo Cert $50,000 and up |
6 |
2.70 |
Quarterly |
2.73 |
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1 Year Cert $2,500 to $9,999 |
12 |
2.70 |
Quarterly |
2.73 |
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1 Year Cert $10,000 to $24,999 |
12 |
2.75 |
Quarterly |
2.83 |
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1 Year Cert $25,000 to $49,999 |
12 |
2.80 |
Quarterly |
2.83 |
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1 Year Cert $50,000 and up |
12 |
2.85 |
Quarterly |
2.88 |
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18 Mo Cert $2,500 to $9,999 |
18 |
2.85 |
Quarterly |
2.88 |
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18 Mo Cert $10,000 to $24,999 |
18 |
2.90 |
Quarterly |
2.93 |
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18 Mo Cert $25,000 to $49,999 |
18 |
3.00 |
Quarterly |
3.03 |
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18 Mo Cert $50,000 and up |
18 |
3.10 |
Quarterly |
3.14 |
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2 Year Cert $2,500 to $9,999 |
24 |
2.70 |
Quarterly |
2.73 |
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2 Year Cert $10,000 to $24,999 |
24 |
2.80 |
Quarterly |
2.83 |
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2 Year Cert $25,000 to $49,999 |
24 |
2.90 |
Quarterly |
2.93 |
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2 Year Cert $50,000 and up |
24 |
3.00 |
Quarterly |
3.03 |
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IRA Certificates |
Number of Months |
Rate |
Compound Periods |
APY* |
|
6 Mo Traditional or Roth Certificate |
6 |
3.00 |
Quarterly |
3.03 |
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12 Mo Traditional or Roth Certificate |
12 |
3.00 |
Quarterly |
3.03 |
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* = Annual Percentage Yield |
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LOAN RATES |
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** = All Upper and lower limits are governed by your Beacon score |
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Loan Rate Table |
As Low As: |
Up To: |
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|
NEW AUTO** |
4.75% |
10.75% |
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USED AUTO** |
5.25% |
11.25% |
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NEW RV / ATV / BOATS** |
5.50% |
11.50% |
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USED RV / ATV / BOATS** |
7.50% |
13.50% |
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NEW MOTORCYCLES** |
5.50% |
11.50% |
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USED MOTORCYCLES** |
7.50% |
13.50% |
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SIGNATURE LOANS** |
8.00% |
14.00% |
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90 DAY SIGNATURE LOANS |
7.75% |
N/A |
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SHARE SECURED LOANS |
5.25% |
N/A |
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OVERDRAFT PROTECTION |
16.50% |
N/A |
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1ST MORTGAGE 10
YEARS |
6.75% |
N/A |
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1ST MORTGAGE 15
YEARS |
7.25% |
N/A |
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1ST MORTGAGE 20
YEARS |
7.50% |
N/A |
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1st MORTGAGE 30 YEARS |
7.75% |
N/A |
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EXISTING HOME EQUITY |
PRIME |
N/A |
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NEW HOME EQUITY |
PRIME -one |
N/A |
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LAND MORTGAGE |
8.50% |
N/A |
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