| TCP Interest and Loan Rates as of June 30, 2010 |
| |
| Share Rates |
Minimum Deposit |
Rate/APY* |
|
|
| SAVINGS ACCOUNTS |
$250.00 |
0.50/0.50 |
|
|
| IRA ACCOUNTS |
$250.00 |
1.00/1.00 |
|
|
| ROTH IRA ACCOUNTS |
$250.00 |
1.25/1.26 |
|
|
| CHRISTMAS & VACATION CLUB |
$5.00 |
0.50/0.50 |
|
|
| |
|
|
|
|
| Certificates |
Number of Months |
Rates |
Compound Periods |
APY* |
| 6 Mo Cert $2,500 to $9,999 |
6 |
1.00 |
Quarterly |
1.00 |
| 6 Mo Cert $10,000 to $24,999 |
6 |
1.00 |
Quarterly |
1.00 |
| 6 Mo Cert $25,000 to $49,000 |
6 |
1.00 |
Quarterly |
1.00 |
| 6 Mo Cert $50,000 and up |
6 |
1.00 |
Quarterly |
1.00 |
| 1 Year Cert $2,500 to $9,999 |
12 |
1.00 |
Quarterly |
1.00 |
| 1 Year Cert $10,000 to $24,999 |
12 |
1.00 |
Quarterly |
1.00 |
| 1 Year Cert $25,000 to $49,999 |
12 |
1.00 |
Quarterly |
1.00 |
| 1 Year Cert $50,000 and up |
12 |
1.00 |
Quarterly |
1.00 |
| 18 Mo Cert $2,500 to $9,999 |
18 |
1.00 |
Quarterly |
1.00 |
| 18 Mo Cert $10,000 to $24,999 |
18 |
1.00 |
Quarterly |
1.00 |
| 18 Mo Cert $25,000 to $49,999 |
18 |
1.00 |
Quarterly |
1.00 |
| 18 Mo Cert $50,000 and up |
18 |
1.00 |
Quarterly |
1.00 |
| 2 Year Cert $2,500 to $9,999 |
24 |
1.00 |
Quarterly |
1.00 |
| 2 Year Cert $10,000 to $24,999 |
24 |
1.00 |
Quarterly |
1.00 |
| 2 Year Cert $25,000 to $49,999 |
24 |
1.00 |
Quarterly |
1.00 |
| 2 Year Cert $50,000 and up |
24 |
1.00 |
Quarterly |
1.00 |
| |
|
|
|
|
| IRA Certificates |
Number of Months |
Rate |
Compound Periods |
APY* |
| 6 Mo Traditional or Roth Certificate |
6 |
1.50 |
Quarterly |
1.51 |
| 12 Mo Traditional or Roth Certificate |
12 |
1.50 |
Quarterly |
1.51 |
| |
|
|
|
|
| Loan Rate Table |
As Low As: |
Up To: |
|
|
| NEW AUTO** |
4.75% |
10.75% |
|
|
| USED AUTO** |
5.25% |
11.25% |
|
|
| NEW RV / ATV / BOATS** |
5.50% |
11.50% |
|
|
| USED RV / ATV / BOATS** |
7.50% |
13.50% |
|
|
| NEW MOTORCYCLES** |
5.50% |
11.50% |
|
|
| USED MOTORCYCLES** |
7.50% |
13.50% |
|
|
| SIGNATURE LOANS** |
8.00% |
14.00% |
|
|
| 90 DAY SIGNATURE LOANS |
6.75% |
N/A |
|
|
| SHARE SECURED LOANS |
4.50% |
N/A |
|
|
| OVERDRAFT PROTECTION |
16.50% |
N/A |
|
|
| 1ST MORTGAGE 10
YEARS |
5.75% |
N/A |
|
|
| 1ST MORTGAGE 15
YEARS |
6.25% |
N/A |
|
|
| 1ST MORTGAGE 20
YEARS |
6.50% |
N/A |
|
|
| 1st MORTGAGE 30 YEARS |
6.75% |
N/A |
|
|
| EXISTING HOME EQUITY |
PRIME |
N/A |
|
|
| NEW HOME EQUITY |
PRIME -one |
N/A |
|
|
| LAND MORTGAGE |
7.50% |
N/A |
|
|
| |
|
|
|
|
*=
Annual Percentage Yield
| **= Your upper and lower rates are based on your becon score |
|
