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TCP CREDIT UNION PRIVACY
POLICY
TCP Credit Union is available to assist members in reaching
their goals, through our products and services. In accomplishing these
goals, we intend to maintain a strong commitment to protecting members' privacy.
Responsibilities: TCP Credit Union's Officers, committee
members, and employees--are required to maintain and protect all members'
information in confidence. It is also the responsibility of all officers,
committee members and employees to identify and take steps to report any
potential breach of security, then take action to correct any areas that could
permit potential security breach.
Information Sharing: Our Policy prohibits sharing with
a third party (excluding credit union affiliates) except:
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When such disclosure is necessary to complete a
transaction.
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To Verify account history and employment history as
permitted by law.
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To Comply with any court order or applicable laws and regulations
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When written permission is obtained from the member to
receive certain information
Federal Law protects the information we provide to credit
reporting agencies and its use, as governed by the Fair Credit Reporting Act.
TCP Credit Union will not sell or provide personal
information to third parties for independent use. We may share personal
information with our credit union affiliates as allowed by Federal Law if the
information is required to provide a product or service that we believe members
might want to know about. A member may be excluded, if requested in
writing, from receiving marketing materials from third party vendors, i.e.: CUNA
Mutual Insurance Products. These vendors are prohibited from using
member information for any reason other than that for which they have been
contracted.
WHAT MEMBERS CAN DO TO
HELP
Protect your Account Numbers, Personal Identification Numbers (PIN)
and/or Passwords. Use caution in sharing these numbers with other
persons. It is important for the Credit Union to have current information
on how to reach you. (Current phone number and address).
DISCLAIMER:
This policy does not address every possible contingency and
circumstance. It is to provide guidance to management and members and not
intended to create enforceable legal rights in any individual. TCP Credit
Union does not bear any responsibility for any actions or policies of third
parties, affiliates, or non- affiliates. The Board of Directors and
Chairman of the Supervisory Committee may authorize exception to the
policy. TCP Credit Union reserves the right to change this policy at any
time with or without notice.
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