E-Branching Now Available

You can now sign up for internet-banking, by going to our website www.tcpcu.org and apply for enrollment.  We  are now offering Bill-pay services  from your checking account only.  For the first 90 days after you sign up, there will be no fees for transactions.

To enroll, from the home page click on the E-Branching link, then on the E-Branching link in the center of the E-Branching page, select enrollment on the menu bar. Fill out the enrollment information and click on submit and your account will be turned on for you.  You will receive an encrypted password  In your email which will enable you to sign into your account.  Any questions just call us or fill out a contact us message at the sign up sight.    

Office Hours

7:30 am till 12:30 pm   1:30 pm till 4:30 pm Monday thru Friday

Closed 12:30 until 1:30 for lunch

ANNUAL MEMBERSHIP MEETING

February 25th at 4:00pm at the Credit Union Office. We have 2 Board positions to be filled and are in need of 3 volunteers to serve on various committees. Please make a positive effort to attend this meeting.

DIVIDEND RATES   

ShareAccounts: 0.50%-0.50% apy  Christmas accts: 0.50% -0.50% apy.        Regular IRA: 1.00% -1.00% apy RothIRA: 1.25% -1.26% apy            Direct Deposit Bal. (over $100)              $.25-$.25 apy.

Share Draft: $.50--$.50 apy.

Home Equity Loan Rates As of December 31, 2011

 Rates as of December 31, 2011 will change on new home equity loans to minimum of 4% apr  (annual percentage rate). The new rates will be at prime rate after the rate goes up beyond the 4% and will not increase no more than 6 percentage points of the beginning rate. Current equity loans will remain at 6% base rate.   

Deposits Insured by NCUA 

 Your savings are federally insured by the National Credit Union Administration (NCUA), a U.S. Governmental Agency, up to at least $250,000 and backed by the full faith and credit of the United States Government.

SCHEDULED HOLIDAYS

Good Friday- April 6

Memorial Day- May 28

      (These holidays may not coincide with the Plant holidays) 

JOIN TCP RETIREES ASSOCIATION 

Anyone who has worked at the plant regardless of what company you worked for is welcome to join.  Meeting time---  Every 3rd Wednesday at 8:30 AM for breakfast (not required ) at.  Yearly dues are $10 used for mailings, memorials to deceased members and immediate family members.  There are speakers at some meetings and entertainment at the Christmas party.  More .detailed information may be picked up at the Credit Union Office.

NSF Fee's Increased to $25.00

Due to the increased cost of check processing we have found it necessary to incease returned check fee's to $25.00 per Check

 WEB SITE  

WWW.TCPCU.ORG

 Be sure to visit our website to view the current rates for loans, IRA’s, CD’s, New and Used autos, etc.  The site will be updated regularly and will contain the latest information and news.

All Loan Rates

 as of December 31, 2011

New Auto Rates

4.00% to 10.00%                                     

Used Auto Rates

5.00% To 13.50%

 Signature Loans From

 8.00% to  14.00%

Share secured Loans 

4.00%       

 New R/V & Motorcycle 

5.50% to 11.50%

Used R/V & Motercycle

7.50%  to 13.50%  

1st Mortgage Inquire   

Home Equity Inquire

Services Offered:

Regular Savings

Chistmas Club Accounts

ACH

Wire Transfers             incoming   fee $5

Wire Transfer           outgoing      fee$10

Share Drafts 

Direct Deposits

Travelers Checks        $.60 per $100  fee

MoneyOrders                $.75  fee 

Certificate of Deposit  (rates on website)

 Notary Services                       no charge

ATM Cards

Bill Payments  with share draft account

TCP Credit Union    

    336-969-6518

    EMAIL:

tcpcu@ triad.rr.com

Fax #

336-969-9483